SparkPoint at Skyline College

Credit Report Review

Your credit report is a history of your credit behavior. It serves to document your credit worthiness. It is often reviewed by potential employers, landlords, and creditors.

Work with a financial coach to:

• obtain your credit report
• review the items recorded, and
• correct any mistakes that appear on your credit history
• learn how to build credit

Wesley Watkis, personal finance and investment strategist with the W & W Group and David Berenbaum of the National Community Reinvestment Coalition explain how credit scores work and how to improve yours. Part of WHUT Howard University Television's "Facing the Mortgage Crisis" programming.

Credit Score

Your credit score is generated from your credit history. It is used by many creditors to determine interest rates on loans and credit cards, among other financial tools.

Work with a financial coach to review, understand, and improve your credit score.

SparkPoint at Skyline College will work with you to obtain a credit score from the three major companies that provide credit scores:

• Experian
• TransUnion
• Equifax